Archive: March 2009
Frugal living is widely discussed when it comes to financial management. Living frugal doesn’t mean you rinse and reuse paper towels and styrofoam cups. It does mean you stretch your money as far as it will go, by spending money on what’s necessary and eliminating compulsive spending. Sometimes you have to live frugal because you […]
That is, if you don’t help us. I entered a competition over at Free Money Finance for the best financial planning article in 2008. I’ve won several “rounds”, and have advanced to semi-finals. Well, as it turns out, I’m competing against the article that will probably win the entire ordeal if I don’t win. Learn […]
Home affordability is all over the news. How much home debt is too much? Since the current economic crisis is due in part to mortgages that became unaffordable, it’s no wonder that many homebuyers are being more careful about the price tag on homes they buy and, ultimately, the mortgage loans they accept. Because a […]
Credit card debt is a huge problem for American families — more than most realize. Statistics from the Federal Reserve show that the average American household has nearly $9,000 in credit card debt. Sure, there are some families that have no debt at all. On the other hand, there are families that have much more […]
The other day, a friend commented to me that savings account interest rates where “low”. He said his solution was to empty his accounts and seek better investments. He was right — sort of. The advertised rates of savings accounts are much lower than usual. But the real interest rate is much, much higher. Remember: […]
One of the most important things you can do with your money is save it. But, starting to save in a recession can put a damper on your plans since the gap between income and expenses is closer than ever. Don’t let a difficulty in saving money keep you from getting started. Here are seven […]
As some of you know, I am passionately pro-economic liberty. Government spending requires someone to lose money. Someone loses a buck for every buck the government spends. Every single time. Every. Single. Time. Someone has to pay for our insane budget, whether that someone is our kids, our neighbors or ourselves. In economics, there’s no […]
Don’t just read financial advice. That’ll just waste your time. Instead, make sure to find something you can actually do in the next few minutes — and don’t get up till you do them. Many of the financial tips on this website are geared towards your future, and preparing for what is to come. It’s […]
One of the reasons many people put off going to college is because of the cost. It’s true that even a community college can be thousands of dollars, but is a college degree really too expensive? What Do College Graduates Earn? A 2014 report from the U.S. Census Bureau shows that a worker over 25 […]
The advice given over the years has steered people in the direction of buying rather than renting. People say that renters throw money away because they never gain any equity in their rental property. Renters are missing out on tax deductions, they say. But, financially-speaking, is owning a home really better than renting? Take a […]
Subscribe Today
Begin Day Trading Today!
Elegant Themes – See how it drives our site
