Financial Planning

Don’t just read financial advice. That’ll just waste your time. Instead, make sure to find something you can actually do in the next few minutes — and don’t get up till you do them.

Many of the financial tips on this website are geared towards your future, and preparing for what is to come. It’s about the “long haul” or the “big picture” of your financial planning.

But that doesn’t mean there aren’t tips you can act on right now. Here’s a list of financial tips for what you should do right now — yes, while you’re sitting there over the next few minutes.

These aren’t listed in the order of importance. Doing any one of them would greatly improve your financial situation — don’t get up till you can mark one off. It’ll only take a minute.

Subscribe to the WSJ.

You don’t have to be a banker, CEO or investor to read financial news. Quite frankly, if you aren’t sure of what’s going on in the “real world” of money, your financial future is in jepoardy.

The Wall Street Journal is, by far, the best “money” resource you can read. You’ll find out what’s going on in business, the economy, the world — and there are sections of the paper dealing with personal finance.

For a 100 bucks, you’ll have it delivered to your door every single day. Knowing what’s going on shouldn’t be considered a luxury for the elite, but a necessity for anyone who wants to take control of their financial future.

Start a “Money” Blog.

Starting a blog tracking your financial journey is simply priceless, and it doesn’t take more than a few minutes.

You’ll build friends, you’ll see your financial goals right out in the open, you’ll have accountability, and you just might enjoy the blog.

I talked more about the why and how of starting a blog in this article.

Finally Get That Savings Account.

This should be obvious, but many peole haven’t got around to it yet. If your money is in a checking account and not a savings account, you’re basically wasting money.

Save thousands of dollars by just getting an online savings account. These can be “hooked up” to your checking account quickly and for free.

Want to learn more? Check out my online savings account page. I’ll show you the best deals.

Write Your Financial Plan.

Don’t have an actual financial plan? Then you’ll never know if actually going in the right direction. Your financial plan should be the crux of every financial decision you make. Financial tips without financial planning are a waste.

Writing a plan doesn’t require complicated math or advanced understanding of finance — it just requires that you know what you want in life, and how you plan on getting it.

Learn more about how to write a financial plan.

Subscribe to Learn Financial Planning.

Okay, this is a little self-serving, but it’s true. Ten seconds and you can get 1-3 important financial planning tutorials delivered to your inbox or RSS feed every week.

We don’t publish a million useless posts, and we don’t even consider posting “fluff”. That’s not our style. We only give financial tips that can actually help you and impact your lifestyle. You’ll only get tutorials explaining what you need to know, and encouraging you to do what you know you should do.

And you can subscribe below, after the links to related posts.