As you might have noticed, we’ve been pretty silent this week. As it turns out, we’ve experienced a natural disaster, and our region has been declared in a state of emergency.

My state suffered from an incredibly fierce ice storm this past week. The odd mixture of water and freezing temperatures caused the entire area to freeze over.

The destruction was apocalyptic — about half (literally) of the trees snapped under the icy pressure, destroying telephone and electricity wires, homes and vehicles everywhere.

The snapping of the trees was surreal, and we could hear the odd “popping” noises all throughout the night. We lost power, had a tree come through our roof, had our home flood, and our family business all but destroyed. We run a radio station, and the ice was so strong the top of our 500-foot tower fell off.

What we’ve learned so far:

Insurance is good. Very good.

Emergency funds are good. Very good.

I apologize for taking a week off from the website. However, it’s good to see financial planning in action. Because of our financial decisions years ago, we’ll be perfectly fine — given our insurance, we might be in a better situation than before.

But because of this incident, I’ve crafted a series of articles that will be coming in the next few weeks about disaster planning — how you can be prepared to handle a national disaster with a great financial plan. I can’t wait.

In the meantime, feel free to check out our Financial Security page, or read about How to Write a Financial Plan. If you’re looking for something a little more income-oriented, then check out The Perfect Way to Make Money.

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