Tag Archive: credit cards
As the economy headed into recession, you may have noticed a sharp decrease in the number of direct mailing solicitations sent by credit card companies. During the second quarter of 2009, these offers decreased by eight percent. However, the number of offers for premium credit cards with annual fees experienced a 28 percent increase during […]
Going to college is an adventure and also a time when many young adults grow up and become more responsible. Part of that maturing process involves managing one’s finances. Students can build a credit history by having a credit card that provides them with rewards and benefits. One of the most popular credit cards for […]
Credit cards are both a blessing and a curse for some people because while they allow items to be purchased and repaid over time, this can end up creating a slippery slope of debt. The key is to make sure that this does not happen. Judicious use of credit cards can actually be a positive […]
You see them walking around campuses with their big smiles and clipboards- people trying to get students to open credit card accounts. They lure students with shiny free gifts and before you know it, your child has just gotten his or her first credit card. Aside from being sad that your baby is finally growing […]
Banks are becoming very strict when it comes to granting loans. These days, getting one requires people to exert more effort and be more mindful of any potential problems. Not even people with very good credit are exempt, as they are ‘forced’ to go through a lot of things in order to avoid being branded […]
Let’s face it, we all use credit cards from time to time throughout our life. So what could be better than to learn how to make money on your cash back credit card? It’s actually a fairly easy process, so let’s cover the details. Cash Back Credit Cards: How They Works Each credit will probably […]
This is a topic that appeals to everyone and fortunately, it is not as difficult as many people would think. The real key to getting out of debt is making the money that you have paying bills work more effectively. Realizing that there is only so much to go around, there has to be a […]
I am not sure if you are aware of this or not. In the recently introduced law of Credit Card Accountability Responsibility and Disclosure Act of 2009 or CARD, one of the important points is that no one below the age of 21 will be provided with the credit cards until and unless his/her parents, […]
Credit card debt is a huge problem for American families — more than most realize. Statistics from the Federal Reserve show that the average American household has nearly $9,000 in credit card debt. Sure, there are some families that have no debt at all. On the other hand, there are families that have much more […]
This article is part 2 of the series Credit Cards 101. Your credit card will either work for you or against you. While some of it depends on the credit card itself, a lot of it depends on you, starting with the way you choose your credit card. Once you’re ready for a new credit […]
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