Under the federal Fair Credit Reporting Act legislation, consumers are entitled to a free annual credit report from each of the three nationwide consumer credit bureaus. Consumers should request these free reports from Experian, Equifax, and TransUnion as permitted and review them for accuracy. Inaccurate items on a credit report can affect eligibility for things […]
You may think that the top credit repair secrets are just that, secret! However, consumers everywhere are finding out and using many of these best-kept “secrets” in a quest to build a stronger credit history. More and more people are asking the question “How can I increase my credit score?” Increasing your credit score can […]
Banks are becoming very strict when it comes to granting loans. These days, getting one requires people to exert more effort and be more mindful of any potential problems. Not even people with very good credit are exempt, as they are ‘forced’ to go through a lot of things in order to avoid being branded […]