101 reasons YOU need a financial plan… 101. To Protect Yourself Financially No one likes to think about bad things happening, however you must at least plan for the worst while expecting the best. Somewhere in middle life happens, and proper financial planning will keep you humble in the ups and encouraged in the downs. […]
Getting back in shape doesn’t have to be expensive. Joining a gym for over $50 per month or buying a high-quality workout machine for your garage or basement is not necessary. There have always been ways to get in shape without spending a lot of money, and this is truer today more than ever before. […]
It is important for every consumer to make a household budget. This allows both income and expenses to be tracked on a daily basis. Budget keeping also helps individuals know where they stand financially at any time. Many people avoid starting a budget and keeping financial records. It is difficult for people to know how […]
Young people are filled with excitement when they begin their careers and retirement is often the furthest thing from their minds. This is actually the ideal time to begin planning for the golden years. Today’s youth should not rely on Social Security benefits or generous windfalls from investments, so taking a proactive approach to retirement […]
Most people are trying to figure out how to save money. They are cutting down on groceries, not going out so much, and staying home to save gas — one of the best ways to save money. However, it is possible to go out and have a good time with the Sanyo electric bike. The […]
There are many reasons to save money but not enough of us actually do it. When you contribute to your savings plan, the money may be used to make a down payment on a large purchase such as a home or car, pay for educational expenses, save for retirement, or cover emergency expenses. In the […]
The 401k employer sponsored retirement plan is a hidden gem on the list of employer-provided benefits. Employees designate a certain percentage of their pay to contribute to a tax-deferred account and they choose the allocation of stocks, bonds, and mutual funds into which this money will be invested. Employers frequently match a percentage of the […]
Sunday is the best day to relax and do some exciting stuff sitting back at home. What can be more exciting than collecting coupon Ads which has become a part of frugal households around the entire country. For some this may not be the appealing way to spend the weekend, but for some people like […]
The average monthly cable bill is $43. That’s $516 per year. It doesn’t sound like much, but if there’s anything we know about money, it’s that a little money over a long period of time is actually a lot of money. Time compounds money — and TV bills are no exception. How to Save ,000 […]
Now hold on. There are only three waysto save money? Absolutely — even though there are thousands of tips and tricks, there are still only three basic principles behind every way to save money: Just Cut Back. Cut back, give something up, settle for a little less. Spend less by getting less. Increase Efficiency. Find […]